McCoy v. United States

Issue: Whether the U.S. Court of Appeals for the 5th Circuit erred in applying the test from Brunner v. New York State Higher Education Services Corp., which prohibits discharge unless the debtor can prove, among other things, a "total incapacity" to repay the debt in the future, instead of the totality test to determine whether a debtor would suffer an "undue hardship" absent discharge of her student loan debt.